As a reminder, Medicare Part D notices (of either creditable or non-creditable coverage) are due for distribution prior to October 15th.
In the three months following the Supreme Court’s decision upholding the constitutionality of the Affordable Care Act (ACA), states have been evaluating their options under the provisions of the Act. One option involves the establishment of a health insurance exchange. Health insurance exchanges are intended to be the vehicle through which millions of Americans will obtain health insurance as mandated by the ACA. Under the ACA, each state may elect to establish an exchange to facilitate the purchase of health insurance coverage. However, states are not required to do so. If a state elects not to create its own exchange, a federally-facilitated exchange will be formed by the Department of Health and Human Services (HHS). Federally-facilitated exchanges can be established directly by HHS or through a partnership with a non-profit entity.
College is about investing in your future. For most students, the investment is rooted in obtaining an education to help achieve career goals. However, some students have a different investment strategy. These students often forego extracurricular activities and endure countless sleepless nights in an effort to launch their careers while still in college. For some collegiate entrepreneurs, the investment has paid off exponentially. But how were collegiate entrepreneurs like Gates, Dell and Zuckerberg able to achieve such great success?